Attention homeowners in Clarkston and Oakland County: Need an appraisal?

The top seven reasons MI homeowners hire Lisa Hampton:

Find the right listing price (whether they're selling the home themselves or using an agent)
Challenge a property tax assessment
To reduce a mortgage payments by removing PMI
To reinstate their Home Equity Line of Credit (HELOC)
To review another appraiser's report for verification
In the case of a MI divorce, when real estate needs to be divided
To settle an estate in MI by determining the true market value of real estate in question

Need help determining the value of your house in or near Clarkston, MI?
Contact Lisa Hampton.

At Lisa Hampton, we understand the individual needs of a homeowner seeking appraisal services. Our regular business clients get the appraisal process and the customary "products" we deliver to them. As our non-traditionalclient, we will give you extra guidance and explanations through the appraisal process to more fully understand what we do and how we report our conclusions.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your house, it's often very hard to be objective about it. Professional appraisers, like the ones at Lisa Hampton, will be objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your house will attract many interested buyers, a professional appraisal is very important as a negotiating tool once you have an interested buyer. It gives you something tangible to show the buyer. An appraisal is an independent third party's opinion of your property's price -- not just you saying how much you think your house is worth. Potential buyers know that you have an emotional attachment to your home and will be much more likely to give credibility to a seasoned appraiser's value opinion than yours.

Appraisals to remove PMI

PMI stands for Private Mortgage Insurance. A popular way to save money for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your property. In most cases you can apply to a lender to have the PMI eliminated from your loan. Lisa Hampton is veterans in helping homeowners just like you rid yourselves of unwanted and unneeded PMI insurance.

Challenge a property tax assessment

If you live in a region that is going down or is not appreciating as much as other houses nearby, your local tax assessor may have your house overvalued. That means you are most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better. When challenging your property tax assessment, getting an appraisal from Lisa Hampton is your perfect weapon.

Recently got a freeze your HELOC?

Your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area -- even if your specific property has not declined in value. Not only can this be annoying from a cash flow angle, but it can be unfavorable to your credit score since it may appear as though that credit line is maxed out. Lisa Hampton can help you reinstate your HELOC.

We Offer Field and Desktop Appraisal Review Services

Have you just gotten a copy of your appraisal and you would wish to have a veteran appraiser double-check it for precision or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comps in question. If you're in a hurry, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help you with that While typically requested by banks, you may wish to use this service if you suspect mortgage fraud related to your home.