Need an appraisal for an FHA-backed mortgage? Call Lisa HamptonRest assured that Lisa Hampton is an FHA-approved appraisal firm in MI. Lisa Hampton is qualified and approved to do appraisal reports for FHA insured financial transactions. A portion of the periodic training our staff at Lisa Hampton receives deals exclusively with decoding the FHA's documentation and their rules and procedures. If you're in need of an appraisal for an FHA loan, please contact us, and we'll be able to help you right away. If your home loan is FHA certified, that means that it has been guaranteed by the FHA, which is part of the United States Department of Housing and Urban Development (HUD). The FHA does not loan money to borrowers, rather, it provides lending organizations with safety by offering mortgage insurance in case the borrower does not pay his or her financial obligations. The FHA and their loan programs are designed to help low-to-moderate income homebuyers help meet credit requirements if they otherwise would not. Down payments are often lower with an FHA loan despite using conventional market rates. The loan programs that the FHA offers are exceedingly beneficial to purchasers with less starting capital. |